Hold what you need, where you need it.
Keep balances in the local currencies you actually use, and hold USDC on the crypto side. Move between them, or send straight out to a bank or mobile money account abroad.
KuvarSend is live. Hold balances in local currencies and USDC, and pay out in naira, shilling or CFA franc across six African markets, including Cameroon and Tanzania.

Keep balances in the local currencies you actually use, and hold USDC on the crypto side. Move between them, or send straight out to a bank or mobile money account abroad.
Transfers to supported banks, wallets and mobile money arrive in seconds, with a live receipt and a push the moment it lands. No “3–5 business days.” No guessing.
Live in six markets: Nigeria, Kenya, Rwanda, Uganda, Cameroon, and Tanzania — with South Africa and Ghana next. KYC, regulated payout partners, and FaceID on every send.
Grab KuvarSend for iOS or Android, pick your @KuvarTag, and clear KYC in minutes.
Fund from your bank, card, or mobile money. Hold what you need in local currencies, or in USDC on the crypto side.
Pick a @KuvarTag, phone number, or KuvarCode QR. Recipients get paid into their bank or mobile money, in seconds.
KuvarSend started as one way to move money across a border. It now covers the whole round trip.
Express runs the whole journey in one pass — you fund it, and the payout to your recipient fires automatically the moment the money lands. No second step, no watching a balance.
Send a payment request, share a receive link, or let someone scan your KuvarCode. Other KuvarSend users can pay you straight from your @KuvarTag — no account numbers changing hands.
Hold USDC alongside your local balances. Send it to an external wallet, or cash it out into a local currency and pay it straight to a bank or mobile money account.
Refer a friend and we pay you 20 to 25% of our revenue on every transaction they carry out, for a full 12 months. That adds up to ₦50,000 per referral, about $35, KSh 4,500, R 650, or the equivalent where you are. It all happens from the Invite Friends card on your home screen. No codes to copy, no forms.
Every transfer is confirmed by you: biometrics or PIN, every single time. No exceptions.
Bank-grade KYC and licensed partners in every market we serve. Every corridor runs on regulated rails.
End-to-end, at rest and in transit. Your data and your money travel sealed.
Customer funds are held separately and never lent out. Your balance is yours, full stop.
Yes. KuvarSend 2.1 is live on both the App Store and Google Play. Download it, verify in minutes, and make your first send today. No invites, no waves.
The app is free to download. We charge a clear fee per transfer, shown in-app before you confirm a send. No hidden margins, no surprises at the end.
Home splits into Cash and Crypto. Cash holds balances in local currencies you can top up and send from; Crypto holds USDC, which you can send to an external wallet or cash out into a local currency. You choose what to keep and where.
Six markets today: Nigeria (NGN), Kenya (KES), Rwanda (RWF), Uganda (UGX), Cameroon (XAF), and Tanzania (TZS). South Africa (ZAR) and Ghana (GHS) are next — they appear in the app marked coming soon. Tell us where to go after that from inside the app.
Seconds, typically. You get a live receipt for every send and a push notification the moment it lands. If a payout partner is slow, you see the status in real time. Never a black box.
Bank-grade KYC, regulated payment partners, FaceID or PIN on every send, and 256-bit encryption end-to-end. Funds are segregated and never lent out.
Express does the whole journey in one go: you pay in, and the payout to your recipient fires automatically when the money lands — no second step, no watching a balance. Regular Add money and Send money still work separately if you prefer.
Share a payment request, a receive link, or your KuvarCode QR. Other KuvarSend users can also pay you directly with your @KuvarTag — no account numbers involved.
Tap Invite Friends on your home screen and share your link. Once a friend joins, you earn a 20 to 25% share of our revenue on every transaction they carry out for the next 12 months, up to ₦50,000 per referral (about $35, or the equivalent in your local currency). Payouts land in your wallet automatically.
Download the app, top up in minutes, and make your first send today. Six markets. Local balances and USDC. Seconds, not days.